Log In  |  Contact Us  |  Help
Apply Now
Select a loan application:

GO

Mortgage Checklist

 

  • Valid government issued photo identification
  • Your Social Security number
  • Last full and complete months of pay stubs
  • Last two years tax returns including all schedules
  • Last two years W-2's
  • Bank statements for the past two months (all pages)
  • Investment account statements for the past two months (all pages)
  • Retirement account statements for the past two months (all pages)
  • Credit card numbers and balances
  • Automobile loan account numbers, balances, and monthly payments 
  • Any personal loan account information including account numbers, balances, and monthly payments 

 

If you currently own Real Estate, the following information is usually required during the loan process:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
  • Signed contract of sale on purchase transactions
  • A copy of your deed and title insurance policy on refinance transactions

 

Thirty-Year Fixed Rate Mortgage           

The traditional thirty year fixed-rate mortgage has a constant interest rate and monthly principal and interest payments.
 

Fifteen-Year Fixed Rate Mortgage                                                                                                           

This loan is fully amortizing over a 15 year period and also features constant monthly principal and interest payments.  It offers all the advantages of the 30 year fixed rate loan, but usually has a lower interest rate-and you’ll own your home twice as fast.

We also offer construction financing for custom homes as well as fixed and adjustable home equity lines of credit.  Please contact us by telephone for more information on these terrific products.

The application entry page is only to be used for fixed rate, closed-end loans.

 

 

Hamilton Bank
501 Fairmount Avenue, Suite 200, Towson, MD  21286
Direct:  (410) 823-4510
dphillips@hamilton-bank.com
Copyright © 2019 Hamilton Bank
Privacy Policy  | Security Statement  |  Site Map